What we do
At AO Consult, we help organisations solve their most complex technology challenges. Our consulting teams combine deep engineering expertise, enterprise delivery experience, and a pragmatic, outcomes-driven approach. We specialise in designing and delivering platforms that are scalable, secure, and aligned to real business value. Whether you are modernising legacy systems, integrating core platforms, or building new digital capabilities, AO Consult brings clarity, structure, and execution excellence.
Payments Practice
Our Payments Practice supports banks, fintechs, and enterprises in building secure, compliant, and scalable payment solutions.
Key focus areas:
- Real-time payments, ISO 20022, and cross-border capabilities
- Payments orchestration and switching
- Fraud detection integration and transaction monitoring
- Compliance frameworks and regulatory alignment
- AO Consult helps organisations accelerate payments innovation while ensuring high availability, robustness, and trust.
Core Banking Practice
We help financial institutions modernise and evolve their core banking landscapes to support next-generation digital banking experiences.
Our expertise covers:
- Core platform implementations and modernisation
- Integrations with Samlink, Temenos, Finacle, and other major core systems
- Lending, onboarding, and origination solutions for both retail and corporate
- Cloud-native, modular architectures supporting multi-channel digital engagement
We bring the engineering depth required to modernise mission-critical systems while ensuring stability, regulatory alignment, and seamless customer experiences.
Warehouse Management Systems
We design and implement warehouse management solutions that improve operational efficiency, reduce errors, and enable real-time visibility across the value chain.
Our capabilities include:
- End-to-end WMS design, integration, and optimisation
- Automation and IoT-enabled inventory tracking
- Workflow orchestration and fulfilment performance tuning
- Migration from legacy warehouse systems to modern, cloud-ready platforms
Our team ensures that logistics operations run at speed and scale — enabling businesses to unlock optimisation and drive down cost-to-serve.
Our Team:
Our consultants are senior engineers, architects, and delivery specialists with real-world experience designing and implementing large-scale systems across banking, fintech, logistics, and enterprise technology. We believe great teams combine technical depth with practical delivery discipline. At AO Consult, you’ll meet people who understand complex integration environments, who build with long-term maintainability in mind, and who know how to move mission-critical programs forward.
Pieter Du Toit
CEO
Pieter: AO Group CEO, commerce graduate, startup co-founder. 14 years in deals, sales, development. African growth expert, banking/insurance specialist.
Petri Syvänne
Managing Partner, AO Finland
Petri Syvänne brings extensive leadership in banking, payments & consulting to the table. With senior roles across major Finnish and international technology firms, Petri has built a strong track record in driving growth, innovation and client-focused solutions in financial services. He holds an MSc (Econ) and now serves as Managing Partner for AO Finland.
Harri Inkinen
Managing Partner AO Finland
Harri is a business-focused leader with 20+ years’ experience driving long-term value in regulated industries. He excels at bridging strategy and execution, from EU regulatory compliance to customer success frameworks. Harri has scaled a fintech startup to profitability, led enterprise transformations, and partnered with over 50 Nordic C-level executives. With involvement in multiple M&A deals and exits, he now serves in executive roles, advisory boards, and strategic projects focused on customer value, regulation, and sustainable growth.
Roelof Peens
Chief Commercial Officer
Roelof Peens brings over a decade of expertise in digital platform building, business development, and driving revenue-growth through innovation. With a strong track record across the information-technology and services sector—especially in pioneering outcome-based digital solutions—he is exceptionally well-positioned to lead AO Group’s commercial strategy and innovation agenda.
Melissa Nicholson
Business Lead – AO Digital
Melissa Nicholson is a Senior Marketing Specialist managing AO Digital with expertise in digital marketing, business management, and creative problem-solving. She excels in research, strategy, and technology implementation. Holding a BCom in Marketing Management from Unisa and pursuing an MSc in Digital Marketing and Strategy at Liverpool John Moores University, Melissa is committed to lifelong learning. Her skills include SEO copywriting, paid media, marketing automation, and strategy development. She has broad industry experience spanning finance, automotive, agriculture, IT, sales, logistics, and marketing.
Louis Du Toit
Group CTO
Louis Du Toit is the Group Chief Technology Officer at AO Group, bringing a wealth of experience in large-scale technology leadership and transformation. With a strong background in building and steering enterprise-grade technology platforms, Louis is instrumental in driving AO Group’s digital strategy, cloud architecture and systems innovation to support next-level growth and operational excellence.
Elize Cilliers
Group HR Executive
Elize Cilliers is Group HR Executive at AO Group, where she leads the human resources strategy to support global talent acquisition, development and organisational culture. With extensive experience in HR, talent management and leadership in dynamic environments, Elize plays a key role in aligning people-strategy with business goals to drive sustainable growth and performance.
How We Help Our Customers
AO’s transparent way of doing business is core to all our services, and we believe relationships are our biggest asset. We build long-lasting relationships with you and your staff and share in the passion you have for the product or brand you have created. When working with us, you will find an answer to your most difficult business problems. If it’s developing a strategy for your business, creating marketing campaigns, generating sales or implementing software to streamline operations, we are your partner whom you can trust to get the job done.
Connect Now
A top South African outcome-based, growth-centric creative marketing agency with a digital focus.
A custom software development company building tailored software solutions for your exact business needs.
Business consulting services and growth facilitation with a special focus on global financial services solutions.
Our media and advertising agency division. Providing effective ad strategy and execution for your ad campaigns.
Capacity is always a problem, either too little or too much. We offer outsourced placements, and talent-managed services, with a particular focus on the tech and development spaces.
